I have no idea what these guys backgrounds are, but someone was putting the hard sell on them about paying a fee to get started in business. He regaled them with stories of a 19 year old who at 24 was making a lot of money. In general these kinds of direct selling talks target people who don't have education, are young, poor or a combination of all three. They pay the fee, and they get screwed. It is the ugly side of capitalism where the system is rigged.